Irvin Works Federal Credit Union

Put Your Irvin Works F.C.U.
Visa Credit Card to Work and . .
_______________________

CONSOLIDATE TODAY!!!

A wallet full of credit cards means a mailbox full of monthly bills.

Here's a better way!!!

Add up all your credit card balances and if you qualify, we'll consolidate all your balances up to $10,000 onto our Irvin Works F.C.U. visa credit card with a low rate of 8.99% until the balance is paid in full.

**Offer is good on all balance transfers
until 03/31/10.**

Do you have a credit or debt question?

Are you having difficulty paying your bills on time each month?

The newest benefit to our members is the ACCEL program, a financial education and counseling program available FREE! ACCEL counselors are available Monday through Thursday 8a.m. to 10p.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 1 p.m. To use this new service, simply call 1-877-33ACCEL(332-2235) or visit them on the web at www.accelservices.org

**Free Financial Counseling Sessions**

**Free Debt Management Plan(DMP)**

**Free Credit Report Review**

**Free Housing Counseling**

Another Reminder for Credit Disability Members:

It is VERY important to contact the office as soon as you know you'll be out on disability. Also, when you return we need to know your return date so your payments can be put back on Payroll Deduction. You must return all paper work as quickly as possible to CUNA as it is your responsibility to keep your account current.

Click on the the links below to find out more!

Who Needs GAP PROTECTION?
If you’re "upside down" on your auto loan--your car is worth less than what you still owe on it--and your car is totaled or stolen, you may have to continue making loan payments on a vehicle you no longer can drive.

It's an easy-to-use software tool designed to help families manage money more effectively.

INSURANCE * SERVICES* ASSET MANAGEMENT
**TERM LIFE INSURANCE****ACCIDENT INSURANCE**WHOLE LIFE INSURANCE** VARIABLE ANNUITIES**
**FIXED ANNUITIES**LONG-TERM CARE INSURANCE**VARIABLE UNIVERSAL LIFE INSURANCE**
**CREDIT LIFE PROTECTION FOR LOANS**CREDIT DISABILITY PROTECTION FOR LOANS**

For **HOMEOWENERS AND AUTO INSURANCE**

Thank You!

Come Back Soon!