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 Current Newsletters

CLICK ON THE LINK BELOW FOR A CURRENT COPY OF OUR NEWSLETTER

 

*********JANUARY 2008

 

**********APRIL 2008

 

   **************JULY 2008

 

 *********OCTOBER 2008

 

*********JANUARY 2009

 

*************APRIL 2009

 

************OCTOBER 2009

 

************JANUARY 2010

 

 ************APRIL 2010

 

****************July 2010

 

 

Another Reminder for Credit Disability Members:

It is VERY important to contact the office as soon as you know you'll be out on disability.  Also, when you return we need to know your return date so your payments can be put back on Payroll Deduction.  You must return all paper work as quickly as possible to CUNA as it is your responsibility to keep your account current.
 
 
 
 
 
 
 

Your Credit Union Will Be Closed

***2010***

Monday, May 31.................................Memorial Day

Monday, July 5.....................................Independence Day

Monday, September 6...................................Labor Day

Thursday, November 25...........................Thanksgiving Day

Friday, November 26...................Day after Thanksgiving

Wednesday, December 24..........................Christmas Eve

Friday, December 25..................................Christmas Day

The above list includes all the days in 2010 your credit union wil be closed.  These holidays could change yearly. 

 

  

Your Credit Union is in existence to help you in need whenever it can. 
Take an interest in it and promote it by recruiting family to join and by taking advantage
of all the services offered.  IT WILL BE THE BEST DECISION YOU CAN MAKE!
 
 
 
   

Home Equity Loan Special

Does your home need some remodeling done? You can put a smile back on your home with our Home Equity Loan Special. If you already have a Home Equity loan with the Credit Union, you can refinance it as long as you get an additional $5,000.00.

RATES START AS LOW AS 4.95%

 Call or stop in for more details.

Rates are subject to change.

 ***************************************************************************** 

 

 

 

 

 

 

 
             We would like to thank our volunteers for their contribution for the continued success of our Credit Union!

 

Board of Directors                                          

Edward C. Biddlestone…...........Chairman                    

           Andy Kahler….................…1st Vice President                     

      Don Stillwell….................…2nd Vice President                 

     Don Baird………….....…............….Treasurer                      

Pete Rayman………..................……..Secretary            

Supervisory Committee     

Jack Craig.........................Chairman

Nancy Amati
Jamie Puglia

Loan Review Committee

Dominick Bisceglia................Chairman

Ron Kirkwood

                

 

New Fee Schedule

Effective April 1, 2008

The following fees may be assessed and the following transaction limitations, if any, apply to your account:

ATM card mailed directly to you……………………………..No Charge

Additional card mailed to the credit union

for pick-up (at members request)…………………………………$10.00

Additional ATM Card………………………………………………$5.00

Replacement card ATM/Check Card fee…………………………...$5.00

Automatic transfer from share account to draft account

in excess of 6 per month……………………………………………$5.00

(this fee will be applied against your draft account)

Draft Printing…………………....(depends on the style of draft ordered)

Visa Gift Card……………………………………………………..$2.00

Money Order………………………………………………………$1.00

Deposited checks (and other items) returned unpaid

(non sufficient funds)………………………………………..……$25.00

Levies………………………………………………………….Legal fees

Non-Sufficient Funds (each item)………………………………..$25.00

Non-Sufficient Funds ATM withdrawal…………………………$25.00

Account activity printout………………………………………….$2.00

Account balancing assistance……………………..……….$10.00/hour

Stop Payments (all items)……………………………………..…$15.00

Copy of draft………………………………………………………$2.00

NADA Quotes…………………………………………………..….Free

WIRE TRANSFERS

Incoming……………………………………………………………Free

Domestic…………………………………………………………$15.00

Foreign wire……………………………………………………..$35.00

VISA Credit Card Fees – Effective May 1, 2007

Visa replacement card……………………………………………..$5.00

Late Payment……………………………………………………..$20.00

Return check………………………………………………….…..$25.00

 

 

VISA Gift Cards

Time for College Students to take a break. Give your college students VISA Gift Cards to shop for a new wardrobe, redecorate their apartment, or stock up on food and school supplies. You don’t have to worry about giving them their own line of credit that they may abuse. Instead keep them in constant supply of continuous VISA gift cards to do their shopping.

Grandmas and Grandpas that have teenage grandchildren now can buy VISA Gift Cards so that teenagers can shop for themselves for Easter and buy all the electronic "stuff" they like. VISA Gift Cards also make good baby or wedding shower gift so the expectant mother or bride and groom can buy what they need and want. It’s more personal than cash!

The cards are available in denominations of $10.00 through $500.00. The purchase fee is $1.50. There is no other activation fee and the card does not expire for 24 months. A $3.00 monthly maintenance fee will only go into effect if the gift card is not used in the first six months of the purchase date.

 

 

 

 

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