Home Equity Loan Special

Does your home need some remodeling done? You can put a smile back on your home with our Home Equity Loan Special. If you already have a Home Equity loan with the Credit Union, you can refinance it as long as you get an additional $5,000.00.

Rates start as low as 5.95% APR 

 Call or stop in for more details.

Rates are subject to change.

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Coloring Contest

Annual Spring Coloring Contest!

Congratulations to our Winners!!

We would like to thank our volunteers for their contribution for the continued success of our Credit Union!

Board of Directors                                          

Edward C. Biddlestone…...........Chairman                    

           Frank Cutrara….................…1^st Vice President                     

      Don Stillwell….................…2^nd Vice President                 

     Don Baird………….....…............….Treasurer                      

Pete Rayman………..................……..Secretary            

Supervisory Committee     

Jack Craig.........................Chairman

Keli Vereb and Irene Beatty

Loan Review Committee

Dominick Bisceglia................Chairman

Ron Kirkwood

New Fee Schedule

Effective April 1, 2008

The following fees may be assessed and the following transaction limitations, if any, apply to your account:

ATM card mailed directly to you……………………………..No Charge

Additional card mailed to the credit union

for pick-up (at members request)…………………………………$10.00

Additional ATM Card………………………………………………$5.00

Replacement card ATM/Check Card fee…………………………...$5.00

Automatic transfer from share account to draft account

in excess of 6 per month……………………………………………$5.00

(this fee will be applied against your draft account)

Membership entrance fee…………………………………………..$0.25

Draft Printing…………………....(depends on the style of draft ordered)

Visa Gift Card……………………………………………………..$1.50

Money Order………………………………………………………$0.75

Traveler’s Cheques………………………………………………...Free

Traveler’s Cheques for Two…………………………….1% of Purchase

Deposited checks (and other items) returned unpaid

(non sufficient funds)………………………………………..……$25.00

Levies………………………………………………………….Legal fees

Non-Sufficient Funds (each item)………………………………..$25.00

Non-Sufficient Funds ATM withdrawal…………………………$25.00

Account activity printout………………………………………….$2.00

Account balancing assistance……………………..……….$10.00/hour

Stop Payments (all items)……………………………………..…$15.00

Copy of draft………………………………………………………$2.00

NADA Quotes…………………………………………………..….Free

WIRE TRANSFERS

Incoming……………………………………………………………Free

Domestic…………………………………………………………$15.00

Foreign wire……………………………………………………..$35.00

VISA Credit Card Fees – Effective May 1, 2007

Visa replacement card……………………………………………..$5.00

Visa over the limit………………………………………………..$15.00

Late Payment……………………………………………………..$20.00

Return check………………………………………………….…..$25.00

VISA Gift Cards

Time for College Students to take a break. Give your college students VISA Gift Cards to shop for a new wardrobe, redecorate their apartment, or stock up on food and school supplies. You don’t have to worry about giving them their own line of credit that they may abuse. Instead keep them in constant supply of continuous VISA gift cards to do their shopping.

Grandmas and Grandpas that have teenage grandchildren now can buy VISA Gift Cards so that teenagers can shop for themselves for Easter and buy all the electronic "stuff" they like. VISA Gift Cards also make good baby or wedding shower gift so the expectant mother or bride and groom can buy what they need and want. It’s more personal than cash!

The cards are available in denominations of $10.00 through $500.00. The purchase fee is $1.50. There is no other activation fee and the card does not expire for 24 months. A $3.00 monthly maintenance fee will only go into effect if the gift card is not used in the first six months of the purchase date.