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Rates








Loans| Savings

LOAN RATES
Loan Rate APR* Term  
New Vehicle as low as 1.90 1.90 60 Calculator
New Vehicle as low as 2.30 2.30 72 Calculator
New Vehicle as low as 3.25 3.25 84 Calculator 
Used Vehicle as low as 3.45 3.45 48 Calculator
Used Vehicle as low as 5.00 5.00 72 Calculator 
2009 Used Vehicle as low as

6.99

6.99

48

Calculator 

2008 Used Vehicle as low as 7.99 7.99 36 Calculator 
New  Motorcycle as low as 4.00 4.00 60 Calculator
Used Motorcycle as low as

6.74

6.74

36

Calculator 

Used Motorcycle as low as

7.74

7.74

48

Calculator 

Vacation Loan  -  Up to $2000 as low as

5.50

5.50

24

Calculator

Signature - Up to $10,000.00 as low as

9.50

9.50

72

Calculator

Shared Secured - Up to your total share balance

2.60

2.60

36

Calculator

Shared Secured - Up to your total share balance

3.10

3.10

60

Calculator

Visa - Up to $10,000

12.90

12.90

n/a

Calculator

 All Purpose Loan up to $5,000.00 as low as

 7.50

7.50

 60

Calculator 

Home Equity - 80% of Appraised Value

3.95

3.95

60

Calculator

Home Equity - 80% of Appraised Value

4.95

4.95

120

Calculator

Home Equity - 80% of Appraised Value

5.95

5.95

180

Calculator

Home Equity - 90% of Appraised Value

4.95

4.95

60

Calculator

Home Equity - 90% of Appraised Value

5.95

5.95

120

Calculator

Home Equity - 90% of Appraised Value

6.95

6.95

180

Calculator

Recreation Vehicle New as low as

6.00

6.00

60

Calculator

Recreation Vehicle New as low as

7.00

7.00

120

Calculator

Recreation Vehicle Used as low as

7.75

7.75

48

Calculator

Recreation Vehicle Used as low as

8.75

8.75

60

Calculator

Recreation Vehicle Used as low as

9.75

9.75

72

Calculator

 

 

 

 

 


        *APR - Annual Percentage Rates - Rates current as of March 1, 2017.
The following rates are based upon approved credit. IWFCU is an equal opportunity lender. 
Rates are subject to change without notice.

The rates applicable for each borrower will be based on their individual credit worthiness. All loans approvals are subject to normal loan underwritiing guidelines.  Rates which are expressed as Annual Percentage Rates (APR) are accurate as of the date shown above.   Fixed interest rate home equity loans.  90% MAXIMUM LOAN TO VALUE (LTV) depending on term.

Credit Disability and Credit Life insurance are available at affordable group rates. Gap insurance is available on auto loans.  Automobile loans and rates are determined by the value and amount financed at Credit Union

 

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Dividend Rates
Savings Dividend Rate APY* Term
Regular Share Account .10 0.10 n/a
Youth Accounts .10 0.10 n/a
Christmas Club .05 0.05 n/a
Vacation Club .05 0.05 n/a
Special Club Account .05 0.05 n/a
6 Month CD (minimum of 500.00) .30 0.30 6 Months
12 Month CD (minimum of 1,000.00) .40 0.40 12 Months
18 Month CD (minimum of 1,000.00) .50 0.50 18 Months
24 Month CD (minimum of 2,500.00) .60 0.65 24 Months

YOUTH CERTIFICATE MINIMUM $250.00 @ .30% APY .30%

SEVENTEEN AND UNDER

 

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*APY - Annual Percentage Yield
All share accounts federally insured up to $250,000 by the NCUA.
Dividends are paid quarterly on the average daily balance. Rates subject to change at the discretion of the Board of Directors.

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