Irvin Works Federal Credit Union

In the case of a lost or stolen debit/ATM card, please call STAR at 1-800-523-4175.

In the case of a lost or stolen VISA credit card, please call VISA at 1-800-433-0505.

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STUDENT LOANS ***

*** STUDENT LOANS

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Irvin Works FCU is now offering mortgage financing

**secure on line application process**free pre-approvals within minutes**expanded loan programs**low interest rates and closing costs; and expert support and assistance throughout the entire process.

Do you have a credit or debt question?

Are you having difficulty paying your bills on time each month?

The newest benefit to our members is the ACCEL program, a financial education and counseling program available FREE! ACCEL counselors are available Monday through Thursday 8a.m. to 10p.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 1 p.m. To use this new service, simply call 1-877-33ACCEL(332-2235) or visit them on the web at www.accelservices.org

**Free Financial Counseling Sessions**

**Free Debt Management Plan(DMP)**

**Free Credit Report Review**

**Free Housing Counseling**

Another Reminder for Credit Disability Members:

It is VERY important to contact the office as soon as you know you'll be out on disability. Also, when you return we need to know your return date so your payments can be put back on Payroll Deduction. You must return all paper work as quickly as possible to CUNA as it is your responsibility to keep your account current.

Click on the the links below to find out more!

Who Needs GAP PROTECTION?
If you’re "upside down" on your auto loan--your car is worth less than what you still owe on it--and your car is totaled or stolen, you may have to continue making loan payments on a vehicle you no longer can drive.

It's an easy-to-use software tool designed to help families manage money more effectively.

INSURANCE * SERVICES* ASSET MANAGEMENT
**TERM LIFE INSURANCE****ACCIDENT INSURANCE**WHOLE LIFE INSURANCE** VARIABLE ANNUITIES**
**FIXED ANNUITIES**LONG-TERM CARE INSURANCE**VARIABLE UNIVERSAL LIFE INSURANCE**
**CREDIT LIFE PROTECTION FOR LOANS**CREDIT DISABILITY PROTECTION FOR LOANS**

For **HOMEOWENERS AND AUTO INSURANCE**

Thank You!

Come Back Soon!