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Loans| Savings

Loan Rates
Loan Rate APR* Term  
New Vehicle 5.25 5.25 60 Calculator
New Vehicle - Over $15,000 5.25 5.25 72 Calculator
Used Vehicle 6.25 6.25 60 Calculator
Used Vehicle - Over $15,000 6.25 6.25 72 Calculator
Motorcycle 6.99 6.99 60 Calculator
Vacation Loan- Up to $2000 6.99 6.99 24 Calculator
Line of Credit - Up to $2000 13.50 13.50 n/a Calculator
Signature - Up to $10,000.00 10.00 10.00 72 Calculator
Shared Secured - Up to your total share balance 4.25 4.25 36 Calculator
Shared Secured - Up to your total share balance 4.75 4.75 60 Calculator
Visa - Up to $10,000 12.90 12.90 n/a Calculator
Home Equity - 80% of Appraised Value 5.95 5.95 60 Calculator
Home Equity - 80% of Appraised Value 6.95 6.95 120 Calculator
Home Equity - 80% of Appraised Value 7.95 7.95 180 Calculator
Home Equity - 90% of Appraised Value 6.45 6.45 60 Calculator
Home Equity - 90% of Appraised Value 7.45 7.45 120 Calculator
Home Equity - 90% of Appraised Value 8.45 8.45 180 Calculator
Recreation Vehicle 9.00 9.00 24 Calculator
Recreation Vehicle 9.50 9.50 36 Calculator
Recreation Vehicle 10.00 10.00 48 Calculator
Recreation Vehicle 11.00 11.00 60 Calculator

*APR - Annual Percentage Rates - Rates current as of November 1,  2006.
The following rates are based upon approved credit. IWFCU is an equal opportunity lender. Rates are subject to change without notice.
Credit Disability and Credit Life insurance are available at affordable group rates. Automobile loans and rates are determined by the value and amount financed at Credit Union

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Dividend Rates
Savings Dividend Rate APY* Term
Regular Share Account 1.750 1.762 n/a
Youth Accounts 1.750 1.762 n/a
Christmas Club 0.750 0.752 n/a
Vacation Club 0.750 0.752 n/a
Special Club Account 1.750 1.762 n/a
6 Month CD (minimum of 500.00) 2.25 2.27 6 Months
12 Month CD (minimum of 1,000.00) 2.50 2.52 12 Months
18 Month CD (minimum of 1,000.00) 2.75 2.78 18 Months
24 Month CD (minimum of 2,500.00) 3.00 3.03 24 Months

*APY - Annual Percentage Yield
All share accounts federally insured up to $250,000 by the NCUA.
Dividends are paid quarterly on the average daily balance. Rates subject to change at the discretion of the Board of Directors.

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