Fee Schedule

New Fee Schedule Effective October 1st, 2018

The following fees may be assessed to your account and the following transaction limitations, if any, apply to your account.
Checking Account Fees Amount
Check Copy $3.00
New Checking Account (first 50 checks) FREE
Check Order See price list
Non-Sufficient Funds $35.00
Overdraft Protection (5 free per month SD, ACH, POS, ATM) $5.00
Deposited check return $35.00
Stop Payment $25.00
Plastic Cards / ACH Fees Amount
Replacement for lost or damage ATM card $7.00
Rush on replacement ATM card $35.00
Additional ATM Card mailed to Credit Union for pick up $7.00
Additional ATM Card $7.00
ATM Transaction for IWFCU ATM cards Unlimited Free
ATM / NSF fee $35.00
ATM withdrawals at IWFCU ATM – Member with our card FREE
ATM withdrawals at IWFCU ATM – Member without our card $2.50
Empty envelope deposit into IWFCU ATM $30.00
ATM overdraft protection (5 free per month SD, ACH, POS, ATM) $5.00
ATM balance inquiries (6 free per month) $1.00
ACH / NSF Fee $35.00
ACH Stop Payment Fee $25.00
ACH Overdraft Protection (5 free per month SD, ACH, POS, ATM) $5.00
Visa Gift Cards $2.00
Visa Credit Card Annual Fee FREE
Visa Card Replacement Fee $7.00
Visa Credit Card Late Fee $25.00
Visa NSF Fee $35.00
Visa Card Rush Fee $45.00
Home Banking FREE
On-line Bill Pay FREE
Non-Member On-Us Check Cashed (must have ID) $10.00
Account Reconciliation / Research $10.00 per hour
Copies of Statements $1.00 per page
Certified / Cashiers Check FREE
Money Order $1.00
Notary Service (with the exception of title work) FREE
Home Equity Processing $300.00
Home Equity Satisfaction Fee Fees Varies per county
Bad Address / Undeliverable Mail $3.00 per item
 Escheat Processing / Levy + Legal Fees $25.00
 Dormant account fee (after 24 months) $5.00
Car Title Lien for vehicles over 6 years
Wire Transfers Amount
Incoming $5.00
Domestic $20.00