Steel Connection

Teenager with credit card.Give Teens the Tools They Need for a Great Financial Start
You ask yourself every day where the time has gone. You can’t believe your sweet little boy or girl already is in high school. Time goes fast, and your life with your teen couldn’t be busier.

No matter how busy your family is, don’t miss the opportunity to help your son or daughter get off to a good start financially. Irvin Works FCU can help.

Chances are, your child already has a savings account. An Irvin Works FCU debit card and checking account are great additional tools for helping young adults learn the basics about money management.

Explain to teens that a debit card is convenient, but the key to using one properly is knowing what’s available in their checking accounts. If they spend more than what’s available, they’ll face overdraft consequences.

Though using plastic is often the preferred method of shopping, it’s still important for teens to know how to write a check. Have your children write you a check for, say, their share of a cell phone bill or something else they are responsible for, to get them a little practice. Encourage teens to regularly check their account balances online. Multiple accounts for teens also gives them practice transferring funds from one account to another and helps them learn the importance of knowing their balances. And having unique accounts for different purposes helps them set and achieve savings goals.

Stop by today and introduce your teenager to Irvin Works FCU. We can give him or her the tools to make those first financial steps strong ones.

Tools For Teens

You let your teen have a Facebook account, why not a debit card and checkbook?

Getting teens set up with these tools can help them learn to manage money now – while the stakes are small – so they don’t get into financial trouble later.

Visit the credit union today. Who knows… maybe your teen with even “Like” us.

Fun and Activities

Activity 1. Joey is counting coins that he has been saving. Help him find how many of each coin he needs to reach the amounts below while using the fewest coins possible. Select the image to download the activity.

Coin counting activity.

Activty 2. Water slide maze. Select the image to download the activity.

Water slide maze.